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All agents are NOT alike! Find out why I am a top real estate expert in Santa Fe, New Mexico. Call me toll 505-577-2245.
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Karen Wolfe-Mattison is one of
The Top Selling Real Estate Experts™
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Welcome! Here You Will Find Great Information on Santa Fe Real Estate including Historic Eastside, Tesuque, luxurious Las Campanas and second homes. Enjoy your visit!
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Realizing how busy you are, Karen respects your time and work hard to relieve you from worrying about the details. Since 1987, Karen Wolfe-Mattison has been a resident for 26 years and leading the way at French & French Fine Properties now Sotheby's International Realty. At Santa Fe's top real estate firm, she heads seasoned professionals, with many years of collective experience, the lion's share specializing in Santa Fe. She has hands-on knowledge working in all price ranges, assisting both buyers and sellers, and a detailed understanding of Santa Fe's different neighborhoods and surrounding communities. With a loyal customer following, Karen's average in millions of dollars in annual sales and has long ranked among Santa Fe's top producer. Karen has earned her reputation among her clients and colleagues for integrity. A "can do" attitude, enthusiasm, and creativity characterize her approach. She is also very active in the outdoors and loves to share the many choices Santa Fe has to offer, whether it be hiking, biking or skiing....   Karen is proud of her affiliation with Sotheby's International Realty and its excellent reputation. Through its global ties with Cendant Mobility Services and a highly professional support staff, Sotheby's International Realty has long been the dominant force in Santa Fe real estate. Santa Feans selected it as their favorite real estate company in the 2002, 2003 & 2004 Santa Fe Reporter's readers poll.
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Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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| Q |
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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| A |
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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Prestigious and Elegant..... Santa Fe Historic Eastside living,
private and secluded, yet just steps from galleries, restaurants , museums and
the Plaza! For more information
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